Protecting you from scams

Beware of fraud

BML will never send SMS with website links. Even if it looks like it’s from BML, do not click on any links and do not enter your details. Remember that SMS or calls can be “spoofed” to seem like it comes from “BML” or another trusted party.
Do not open suspicious texts, pop-up windows or click on links or attachments in SMS and emails.
A One Time Password or OTP is used as a security measure. Never share any OTPs you receive with anyone, even if it seems genuine.
Do not save your email or banking passwords on your browser. If your email account is compromised, saved Usernames and Passwords will be easy to access.
Check the website links properly. Secure sites including Internet Banking will always have a “lock” symbol on the address bar. Never follow links to go to Internet Banking. Scammers can create web pages that look very similar to Internet Banking to lure you into entering your Username and Password.

We have taken important steps to ensure that your money is safe.

Card control

You have the control to all your cards. You can choose to freeze or block cards instantly via internet or mobile banking app if you think it might be lost, stolen or compromised.

Push Notification

You will receive push notifications on your BML Mobile Banking app for all transactions

Login notification

You will receive email notifications for any new logins to your Internet Banking

Failed login attempt alerts

Email alerts will be received for all failed login attempts on Internet Banking and after 3 consecutive failed login attempts, disabling your Internet Banking until you reset it on the log-in page

Authenticator to generate OTPs

You can use any authenticator as a more secure method to generate One Time Passwords (OTP) for account transfers as we have disabled email OTP as a default channel.

OTP for QR payments

2FA for online banking logins

We have introduced Two Factor Authentication (2FA) for Mobile Banking logins. With the new update, an extra layer of security will be added to verify that the login is by the registered customer.

Kill Switch

The ‘Kill Switch’ is a single action which allows customers to immediately log out of all active Internet and Mobile Banking sessions as well as freeze their cards in case of scams, preventing any further transactions from taking place.

TIP: Change your banking password regularly, and when setting a new password, remember to set one that would be difficult for others to guess

Your security is our top priority. We take great care to protect our customers and ask you to be cautious too.

Beware of the following URLs. These links might be impersonating Bank of Maldives and we advise customers not to click any of these URL.