Bank of Maldives

What's new?

Scan to Pay: By choosing “Scan to Pay” on the POS terminal or scanning the BML Pay QR sticker at the merchant, customers can make secure payment through the BML Mobile Banking app without using a physical card.
Tap to Pay: Customers can hold their NFC-enabled devices at the POS terminal to pay using BML Mobile Banking app securely, without using a physical card.
Mobile Key-In: When making a payment, customers can choose “Mobile Key-In” and enter a phone number to receive a request for payment. Once approved, the POS terminal accepts the payment.

More features

Send money overseas to bank accounts
Reset your own login credentials
Get support and manage settings on the App Dashboard
Access Code change at initial Login
Send messages to the Bank and receive notifications for replies

Apply for services

Easily apply for a range of services with our new app:

Additional account
Credit Card
Debit Card
Lui Express Loan
Lui Micro Loan
Lifestyle Loan (unsecured)
Green Loan (unsecured)
Vehicle Loan
BML Islamic unsecured financing
o BML Islamic Personal Financing
o BML Islamic Personal Financing (Micro)
Update Personal Information
Card Activate
Card Freeze / Unfreeze
Card Block
Set or change your PIN

Bank anytime, anywhere

Check Balances

Check account and card balance in seconds
Track transactions
View account and card statements

Make Payments

Pay for your credit cards or your loans
Pay for someone else’s credit card or loan
Pay bills using BillPAY®
Top Up your Prepaid cards or someone else’s Prepaid Card

Transfers

Move money between your accounts
Send money to someone else with an account with BML, or any local bank or even overseas

International Money Transfer

Send money overseas to bank accounts, cash agents or to digital wallets using the BML Pay app.

Send up to USD3,000 per day
Use your US Dollar account or the virtual USD prepaid card created for you on the app. Top-up using internet banking or our ATMs
Transaction charges are cheaper than traditional money transfer methods available in Maldives

Transaction Amount	Fees Charged
USD 50 - USD 500	USD 5
USD 501 - USD 1,000	USD 8
USD 1,001 - USD 3,000	USD 12

Download the App

Download the BML Mobile Banking App on App Store or Google Play

New to online banking?

You will need to register for Internet Banking before you can use Mobile Banking App.

To register instantly for internet banking please sign up.

Tips and how-to

Learn how to use the new features on our Mobile Banking App

View

Learn more

How can I change the auto lock option from the App?
Dashboard > Settings > Auto Lock
Options available to choose from:
- Immediately after exiting the App
- After 1 minute of inactivity
- After 5 minutes of inactivity
What are the available features?
- Internet Banking Registration
- Access Code change at initial login
- View User Profiles (Personal, Joint & Business)
- View Islamic Accounts
- View Islamic financing products
- Account Validation for BML transfer & Contact add
- Reserved funds details view
- Specify transfer purpose for transactions
- QuickPay to transfer to non-contacts
- Payments to Third-party loan & credit card
- Add and make International Transfers
- Create, view and receive Messages
- Push notifications for Message responses
- Submit Online Applications
- Set PIN for existing cards
- Activity tab & Approval tab
- Regenerate transaction receipt from Activity
- View billing details for all types of transactions from account history
- Set App lock time (Immediately after exiting app, 1 minute after inactivity or 5 minutes after inactivity)
How do I download the App?
If you have enabled automatic updates on phone settings, application will be updated automatically. If automatic updates is not enabled, you will be required to update app from App Store or Google Play manually.
Will the new update be available to any type of device?
BML Mobile Banking App is compatible for the following devices:
- Apple® iOS 11.0 or newer
- Android™ 5.0 (API 21) or newer
What are the features available for businesses?
- View Company Profiles
- Initiate transfers
- Approve Transfers
- Send Messages
- Quick Pay
- Approval Tab
- Regenerate transaction receipt
How can I reset Internet Banking credentials?
You can reset Password through BML Internet Banking/Mobile Banking App by clicking Forgot Password Option.
Click Forgot Password > Enter Email Address and ID card Number (National ID card number for Maldivians and Passport Number for expatriates) > Enter OTP
Once OTP is entered, new Password will be sent to your registered Email address and Login ID will be sent to your registered Mobile Number.
You can change initial login credentials via new Mobile Banking Application.

FAQ - BML Internet and Mobile Banking	English
Terms & Conditions - Online Banking	English

Mobile Banking App

Payment and Wallet services now available

Digital Wallet on Mobile Banking App