Internet Banking

You can email us a duly filled application form to [email protected] to register for internet banking. Once registered, we will send you your User ID to your registered email and your temporary password to your mobile number. At your first log-in, you will have to change the password to your preferred password.

Once you’re registered to internet banking, you can download our BML Mobile Banking app and have access 24/7 to banking in the palm of your hand. 

Internet banking lets you do your banking online, without having to visit a branch or wait in queue. You can check your account balance, transfer money between your accounts or send money to someone else, send money overseas, apply for cards and loans and much more. 

Download the BML Mobile Banking app from your app store.

Once you log in using your internet banking Login ID and password, you will be asked to enter a 4-digit code to access the app. This is to allow you to unlock the app easily and quickly without having to log in at every use. Depending on your mobile phone, you will also be asked if you would like to use Face ID or Touch ID.

A One Time Password or OTP is a security feature used globally to give protection against fraud and to ensure that it is you using your BML Internet Banking and not a scammer. You will be required to enter an OTP for third party transfers and payments through BML Internet Banking or BML Mobile Banking.

Mobile and email provided on application during BML Internet Banking registration will be set as default OTP channels. You can choose either channels while processing third party transfers and payments:

- Via SMS to your registered phone number

- Via Email to your registered email address

- Through a Security Token device which we can issue for a fee on MVR 200. This device generates random and unpredictable OTPs to use for all your banking OTP requirements.

You can request to change the way you receive your OTP by sending us a request on internet banking. 

To reset your password, go to the Internet Banking log-in page, press “Forgot Password” and follow the instructions. Use your log-in and new password for Mobile Banking app too. 

Transactions or payments made on non-working days are processed on the next working day. This means that dates for payments made to shops or cafés etc will be shown as the next working day on your statement, on internet or mobile banking. Your account balances will always be accurate, even if you check it over the holidays.