Debit Cards

You can set or change your card PIN instantly via Internet Banking. Your card must be an active card.

Yes. Internet Banking is a secure platform which requires your Login ID and Password. When you change your PIN, we have added an additional security feature which requires you to enter an OTP to verify that it is a genuine request. Never share your internet banking credentials or your OTP with anyone

Log-in to Internet Banking and follow these steps: 

• Go to the Services tab 
• Select Card Management 
• Select Set PIN 
• Select your Card and enter the Expiry Date
• Enter your preferred 4-digit numeric PIN and re-enter to confirm  
• Select how to receive your OTP (One-Time Password)
• Enter the OTP code 
• Submit the request 

You can change your PIN for all personal Debit, Credit and Prepaid cards issued by BML. Your card must be active before you can set your PIN. Digital PIN for corporate cards is not available

All cards requested/processed before 25th October 2020 will receive a physical printed PIN. Cards requested or renewed after 25th October will not receive a physical PIN. If your card is auto-renewed, your current PIN will work with your renewed card. If you wish to, you will be able to set a new PIN via Internet Banking

We will not issue printed PINs for cards processed by the Bank from 25th October onwards. For these cards, once you receive and activate your card, you will need to login to Internet Banking and set your PIN.

  If customers are unable to use Internet Banking, you may request for a physical printed PIN when you apply for your card using a printed Application Form. If a printed PIN is to be replaced, there will be a charge of MVR 50 for MVR cards and US$5 for USD cards.  

You can easily set a new PIN via Internet Banking. 

Yes. Once your card is collected and activated, you can set your card PIN via Internet Banking. Cards are activated when you collect your card.  

You can change your card PIN via Internet Banking at anytime, anywhere without any limitation

Yes. Once PIN is successfully changed via Internet Banking, you can start using your new PIN immediately.

Our Visa debit and Mastercard debit cards can be used anywhere in the world. You can use your card up to USD 750 per month at any overseas ATM, for foreign online and POS transactions. This is a temporary limit introduced on 16th September 2020. Click here for additional information on the new limits.

If your debit card is linked to your USD account, you can use up to USD 3,000 for purchases at merchants or withdraw up to USD 3,000 at ATMs.  

We issue Visa debit as contactless cards to all our customers. The contactless feature allows you to pay for low-value goods in an instant, just by touching the card on the card reader. You will not need to insert your card to the card reader or to enter your PIN for any purchases below MVR 750.

As an added safety feature, you can only make 10 transactions through contactless daily after which you will be prompted to enter your PIN.

If you’ve misplaced your debit or credit card, report it to us immediately through our Contact Centre at 3330200.

Apply for a new card online through internet banking and we’ll have it ready for you in 5 working days.

If you think your card, or any details of your card, have been stolen, please report it to us by calling our Contact Centre at 3330200. We will block your card immediately to avoid the possibility of fraud transactions.