Credit Cards

Using a credit card, you can make purchases up to a certain limit and pay for them later. We give up to 51 days for you to pay for your purchases without charging any interest.

You can set up automatic monthly payments to be deducted from your account at the end of every month. If you pay your credit card balance in full every month, you will not be charged interest.

The new limit is USD 500 per card for all credit cards. This will be in place from 17th July 2021, and is applicable for every 30-day period. 

The new limit of USD 500 will be applicable for foreign transaction on all BML credit cards, including personal and corporate credit cards. Customers living abroad will continue to have the existing limit of USD 750 for their credit card.

The new USD 500 limit will start from 17th July 2021, and will be applicable for each 30-day period from this date, until further notice. 

Log into Internet Banking and under the “Services” tab, apply for a Credit Card. Do make sure any supporting documents are attached too. You can also submit an Application Form to any of our branches.

Note: Only customers eligible for a new credit card will be able to apply. For existing customers, we will not be able to issue additional/supplementary credit cards at this time.

The credit limit is what is available for you to spend on your credit card. This limit is spread across all your credit cards. For example, if you have MVR60,000 as a credit limit, this will be the limit available to for all your credit cards – not just one card.

Using a credit card responsibly, making sure payments to your card are made on time and if you have chosen automatic payment, having enough money in your account to make payments are all important ways to build your credit score.

Your credit score has an impact on whether you’re eligible for loans or financing.

For customers with credit cards, we will not be able to issue new credit cards or additional/supplementary credit cards at this time. If you do not have a debit or credit card and you are eligible for one, you can apply via Internet Banking.  

If you’re registered to internet banking, please log-in and send a message to us or call our Contact Centre at 3330200. You can also contact us through the number mentioned on the back of your credit card.

Please note that the International contact number mentioned on the back of your contactless American Express Credit Card is incorrect. The correct number is +(960) 3333013. We apologise for any inconvenience due to this.