Bank of Maldives

Introducing USD Visa Credit Card

US Dollar Visa Credit Card allows foreign purchases without any of the existing foreign transaction limits
Card can be used up to the customer’s approved credit card limit
Ideal for those with high foreign spend
Repayments can only be made in US Dollars.
Existing Visa Credit Card holders can opt to change their card for a USD card via Internet or Mobile Banking
You can also apply for a new card online

Bank of Maldives Credit Cards

Key features

All of our credit cards have the following features to help you stay in control:

Secure and convenient way to pay, anywhere in the world.
Choice of ways to manage your account - online, by phone or at a branch
Keep track of your money with Internet Banking and Mobile Banking App
Extend your credit card benefits with a supplementary card.
24/7 customer support

You can enjoy up to 51-days interest free and minimum payment requirement of 5% of your monthly balance.

American Express Platinum

Our premium “Only by Invitation” card which comes with a complimentary Priority Pass for airport lounge access worldwide as well as travel insurance .

Credit Limit: MVR 76,050 to MVR 380,249
Interest on Rollover: 2.5% per month
Joining Fee: MVR 900
Annual Fee: MVR 1500
Supplementary / Additional Card Annual Fee: MVR 900

You may use your credit card up to the maximum card limit for local purchases

APPLY ONLINE

American Express Gold

Credit Limit: Above MVR 22,000
Interest on Rollover: 2.65% per month
Joining Fee: MVR 500
Annual Fee: MVR 800
Supplementary / Additional Card Annual Fee: MVR 800
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards

You may use your credit card up to the maximum card limit for local purchases

APPLY ONLINE

American Express Green

Credit Limit: up to MVR 22,000
Interest on Rollover: 2.85% per month
Joining Fee MVR 200
Annual Fee MVR 450
Supplementary / Additional Card Annual Fee: MVR 200
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards

You may use your credit card up to the maximum card limit for local purchases

For American Express credit cards

BML EasyPay

With our American Express credit cards, you can also take advantage of our easy installment plan EasyPay to pay for goods in installments at participating merchants.

Learn More

Visa Signature

Complimentary Priority Pass to cardholder and guests

Credit Limit: Above USD 25,000
Interest on Rollover: 2% per month
Joining Fee: USD 90
Annual Fee: USD 150
Supplementary / Additional Card Annual Fee: USD 90

You may use your credit card up to the maximum card limit for local purchases.

Existing Visa Credit Card holders can opt to change their card for a USD card via Internet or Mobile Banking. You can also apply for a new card online and use without any foreign spend limit restriction.

Visa Platinum

Complimentary Priority Pass to cardholder

Credit Limit: USD 5,000 to USD 24,999
Interest on Rollover: 2.5% per month
Joining Fee: USD 60
Annual Fee: USD 100
Supplementary / Additional Card Annual Fee: USD 60

You may use your credit card up to the maximum card limit for local purchases.

Apply Online

Visa Gold

Credit Limit: USD1,500 to USD5,000
Interest on Rollover: 2.65% per month
Joining Fee: USD 30
Annual Fee: USD 55
Supplementary / Additional Card Annual Fee: USD 30
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards

You may use your credit card up to the maximum card limit for local purchases

Apply online

Visa Classic

Credit Limit: Below USD1,500
Interest on Rollover: 2.85% per month
Joining Fee: USD 15
Annual Fee: USD 35
Supplementary / Additional Card Annual Fee: USD 15
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards

You may use your credit card up to the maximum card limit for local purchases

Mastercard World

Travel benefits including complimentary Lounge Key for you and your guests as well as travel insurance.

Credit Limit: Above MVR 380,250
Interest on Rollover: 2% per month
Joining Fee: MVR 1,350
Annual Fee: MVR 2,250
Supplementary / Additional Card Annual Fee: MVR 1,350

You may use your credit card up to the maximum card limit for local purchases

Mastercard Platinum

Credit Limit: MVR 76,050 to MVR 380,249
Interest on Rollover: 2.5% per month
Joining Fee: MVR 900
Annual Fee: MVR 1,500
Supplementary / Additional Card Annual Fee: MVR 900

You may use your credit card up to the maximum card limit for local purchases

Apply online

Mastercard Gold

Credit Limit: MVR 22,815 to MVR 76,049
Interest on Rollover: 2.65% per month
Joining Fee: MVR 500
Annual Fee: MVR 800
Supplementary / Additional Card Annual Fee: MVR 400
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards

You may use your credit card up to the maximum card limit for local purchases

APPLY ONLINE

Mastercard Standard

Credit Limit: Below MVR 22,815
Interest on Rollover: 2.85% per month
Joining Fee: MVR 200
Annual Fee: MVR 450
Supplementary / Additional Card Annual Fee: MVR 200
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards

You may use your credit card up to the maximum card limit for local purchases

Travel insurance for credit cardholders

Learn more

Learn More

What is a credit card?
Using a credit card, you can make purchases up to a certain limit and pay for them later. We give up to 51 days for you to pay for your purchases without charging any interest.

You can set up automatic monthly payments to be deducted from your account at the end of every month. If you pay your credit card balance in full every month, you will not be charged interest.
How do I apply for a credit card?
Log into Internet Banking and under the “Services” tab, apply for a Credit Card. Do make sure any supporting documents are attached too. You can also submit an Application Form to any of our branches.
Note: Only customers eligible for a new credit card will be able to apply. For existing customers, we will not be able to issue additional/supplementary credit cards at this time.
What is a credit limit?
The credit limit is what is available for you to spend on your credit card. This limit is spread across all your credit cards. For example, if you have MVR60,000 as a credit limit, this will be the limit available to for all your credit cards – not just one card.
Using a credit card responsibly, making sure payments to your card are made on time and if you have chosen automatic payment, having enough money in your account to make payments are all important ways to build your credit score.
Your credit score has an impact on whether you’re eligible for loans or financing.
Can I apply for an additional or supplementary credit card?
For customers with credit cards, we will not be able to issue new credit cards or additional/supplementary credit cards at this time. If you do not have a debit or credit card and you are eligible for one, you can apply via Internet Banking.
How can I contact the Bank on any credit card issue?
If you’re registered to internet banking, please log-in and send a message to us or call our Contact Centre at 3330200. You can also contact us through the number mentioned on the back of your credit card.
Please note that the International contact number mentioned on the back of your contactless American Express Credit Card is incorrect. The correct number is +(960) 3333013. We apologise for any inconvenience due to this.

Card Transaction Dispute Form	English
Credit Cards T&C	English
Outlets Offering BML Easy Pay	English
Request to change to USD Visa Credit Card	English
FAQ - Change to limits on BML Credit cards for Foreign Transactions - October 2021	English
FAQ - USD Visa Credit Card	English
Credit Card Application Form	English
Supplementary Credit Card Application Form	English

Bank of Maldives

Credit Cards

Introducing USD Visa Credit Card

Bank of Maldives Credit Cards

Key features

American Express Platinum

American Express Gold

American Express Green

For American Express credit cards

BML EasyPay

Visa Signature

Visa Platinum

Visa Gold

Visa Classic

Mastercard World

Mastercard Platinum

Mastercard Gold

Mastercard Standard

Travel insurance for credit cardholders

Learn More

Useful downloads