Choose from either our American Express, Visa or Mastercard Credit Cards. All our cards are accepted worldwide and you have access to the largest POS and ATM network in the country.
All of our credit cards have the following features to help you stay in control:
You can enjoy up to 51-days interest free and minimum payment requirement of 5% of your monthly balance.
With our American Express credit cards, you can also take advantage of our easy installment plan EasyPay to pay for goods in installments at participating merchants.
Using a credit card, you can make purchases up to a certain limit and pay for them later. We give up to 51 days for you to pay for your purchases without charging any interest.
You can set up automatic monthly payments to be deducted from your account at the end of every month. If you pay your credit card balance in full every month, you will not be charged interest.
Log into Internet Banking and under the “Services” tab, apply for a Credit Card. Do make sure any supporting documents are attached too. You can also submit an Application Form to any of our branches.
Note: Only customers applying for a new credit card will be able to apply. For existing customers, we will not be able to issue new debit cards or additional/supplementary credit cards at this time.
The credit limit is what is available for you to spend on your credit card. This limit is spread across all your credit cards. For example, if you have MVR60,000 as a credit limit, this will be the limit available to for all your credit cards – not just one card.
Using a credit card responsibly, making sure payments to your card are made on time and if you have chosen automatic payment, having enough money in your account to make payments are all important ways to build your credit score.
Your credit score has an impact on whether you’re eligible for loans or financing.