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Home Construction

Revamp, renovate or build your new home with our Construction Loan

Man and woman at a construction site

Key features

       o 20% Equity at Interest Rate 10.50% 

       o 35% Equity at Interest Rate 10.25% 

       o 50% Equity at Interest Rate 10% 

Am I eligible?

To apply for this loan, you should

Applicable Fees:

Application Fee: MVR 1,000 (Non-refundable)

Processing Fee: 1.5% of loan amount

How do I apply?

If you are in Male’ you can make an appointment through our Appointment Portal and arrange a time to visit our BML Loan Center located in Male.

Once an appointment is successfully made, you will receive an SMS with your appointment time to visit the Bank. Appointment slots are available for next 10 working days. If appointments are full, please try again for the next working day.

If you are in the below listed area, take a token through QueueBee to visit the relevant branch to submit the Home Construction Loan application form along with required documents.

If you are residing in any other island, visit the nearest branch and submit Home Construction Loan application form along with required documents.

Our Loan Centre and branches are open from 8:30am to 2:00pm, Sundays to Thursdays (except public holidays)

Loan Calculator

Home Construction Loan

Loan Amount
Repayment Period
Monthly Repayment

Please note that this is an estimate, and may differ from the actual repayment amount.

Learn more

Useful downloads

Home Construction Loan Application Form English / Dhivehi
FAQ -Home Construction Loan Dhivehi