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Personal Accounts

Fixed Deposit Account

Lock away your savings, safely.

This could be for you if you want to leave your savings untouched at a fixed rate for a certain amount of time. This means you’ll know exactly what your investment is worth ahead of time.

Interest Rates


Deposit Amount6 months12 months
10,000 to 50,0001.60% 1.70%
50,001 to 1,000,000 1.70% 1.80%
1,000,001 to 5,000,000 1.80% 1.90%
5,000,001 to 10,000,000 1.90% 2.00%

All rates are in percentages per annum
Interest Rates


Deposit Amount6 months12 months
5,000 to 50,0001.35% 1.45%
50,001 to 100,000 1.45% 1.55%
100,001 to 250,000 1.55% 1.65%
250,001 to 1,000,000 1.65%1.75%

All rates are in percentages per annum

Opening your account

If you are in Male’ or Hulhumale’, you can make an appointment through our Booking Portal and arrange a time to visit BML Account Opening Centre or take a token through QueueBee to visit Hulhumale’ Branch to open your account.

Once an appointment is successfully made, you will receive an SMS with your appointment time to visit the Bank. If the appointment slots for the day are full, please try again for the next working day.

Appointments can be made from 12am on the day before each working day.

If you are residing in any island, visit the nearest branch and submit Home Purchase Loan application form along with required documents.

Our Loan Centre and branches are open from 8:30am to 2:00pm, Sundays to Thursdays (except public holidays).

Useful downloads

Fixed Deposit Account Opening Form English
Account Opening T&C English / Dhivehi