03 Personal Loans

Lui Express

Whether you’re planning an overseas vacation, starting a family or remodeling your home, Lui Express will help you get the extra funds you need. It takes just 5 days to process and you don’t require a guarantor or security.

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Key Features

  • Customers have the option to apply for Lui Express with security and enjoy lower interest rate


Unsecured Secured
Interest Rates 18% 11.75%
Security N/A Four wheelers, property and vessels
  • Loan amount of MVR 20,000 to MVR 50,000
  • Easy and convenient process with quick process time of just 5 days (unsecured loans)
  • Repay over 48 months


Loan Amount Qualifying minimum salary Repayment (secured) Repayment (unsecured)
20,000 4,000 530 600
30,000 6,000 790 900
40,000 8,000 1060 1200
50,000 10,000 1320 1500

How to apply

Submit a Lui Express Loan Application Form to any of our branches across Maldives, along with the following required supporting documents:

Eligibility

  • Applicable for Maldivians only, aged between 18 and 60 years
  • Applicant must be employed and should have received monthly salary for past 12 months
  • Repayments will be made automatically from salary account

    If you are currently enjoying a Lui Express Loan, you now have the option to apply for an enhancement to the loan amount! With the enhancement, you can settle the existing loan and get an extension to the Lui Express Loan. The following conditions apply:
    • You can apply for enhancement of your existing Lui Express Loan after servicing the loan for at least 12 months
    • Repayments for the past 6 months should have been regular