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Motor Insurance

Protect the vehicle you love with the right insurance. 

Key features

Comprehensive Motor Insurance compensates for all the damages incurred in a particular accident, including the owner’s vehicle and the damage caused to the Third Party. This insurance also covers damages to your motor vehicle caused by fire, natural disasters, malicious damages, and cost for the transportation of the damaged vehicle up to the limit specified.

Third-Party Motor Insurance covers liability for the damages caused to the Third Party during an accident which the owner is legally liable. 

Type of coverage

The table below represents the benefits provided under these policies.

CoverageThird-Party Only Comprehensive Excluding TheftComprehensive Including Theft
Third-Party Property Damage YESYESYES
Third-Party Bodily Injury and DeathYESYESYES
Property Damage to the owner’s vehicle NOYESYES
Bodily Injury and Death to the driverNOYESYES

CompensationThird-Party Only Comprehensive Excluding TheftComprehensive Including Theft
Third-Party Property DamageUp to 40,000.00Up to 40,000.00Up to 40,000.00
Third-Party Bodily Injury and DeathUp to 60,000.00Up to 60,000.00Up to 60,000.00
Property Damage to the owner’s vehicleNot ApplicableUp to vehicle valueUp to vehicle value

What can be covered?

Loss or damage caused:

When in transit (including its loading and unloading) by: 

Minimum details to get a quote (Comprehensive)

How to claim?

Inform Allied Insurance Company immediately after the incident by: 

BML Insurance is underwritten by Allied Insurance & Ayady Takaful Company of the Maldives

How to apply?

For any additional queries related to any of the insurance products please contact the nearest BML branch or BML Contact Centre.

Important instructions

1. Insured should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, a collision involving a third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. Repair works should be carried out with our approval

4. All damaged items should be preserved for inspection

5. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from us


The information mentioned above are non-exhaustive. Please refer to the policy contract for the full list of cover and exclusions under this policy