Accept payments online anywhere with our Merchant Portal on your desktop or through our mPOS App on your smartphone. Free and fast set-up to accept all major payment methods, without the need for a traditional card machine.
BML Merchant Portal can be accessed from desktop to:
BML mPOS is the simplified in-person payment collection method that can be downloaded from Apple Store or Google Play Store. Through BML mPOS you can,
All registered businesses can apply for BML Merchant Portal and BML mPOS, including, sole traders, SME’s, companies and online businesses.
Submit the following documents to apply
Once registered, access codes will be emailed to the email address provided to the Bank. You can download authorization letter and board resolution formats from below.
BML merchants can now provide easy, fast and secure payment using a unique QR code for customers to simply Scan & Pay.
Use your smartphone to accept payments without the need of a POS terminal.
Monitor your business transactions real-time through the merchant dashboard.
Payment Request is a request for payments generated using our Merchant Portal or mPOS, that can be sent as a link to your customers through
By accessing the link, the customer has the option to complete the transaction using MobilePay, Card, or another International Digital wallet. Transactions completed via Payment Request are considered as card transactions.
Payment Request is a request for payments generated using our Merchant Portal or mPOS, that can be sent as a link to the customer via SMS, email and other online messaging and social media applications. By accessing the link, the customer has the option to complete the transaction using MobilePay, Card, or another International Digital wallet. Transactions completed via Payment Request are considered as Card transactions.
You are not required to register a domain or develop your website to integrate this service. Once our Merchant Portal registration process is complete we will be providing you access to Merchant Portal and mPOS through which you can send Payment Requests as an SMS, Email, or other social media and online messaging apps as a link.
Payment Request function is available from our Merchant Portal and mPOS app.
If you are sending via Merchant Portal, follow these steps
1. Login to Merchant Portal.
2. Select "Payment Request" from the left-hand menu, enter the request amount and click Next
3. Send the request via SMS, Email and other social media or online messaging apps as a link
If you are sending via mPOS, follow these steps
1. Login to mPOS
2. Select "Payment Request" from the left-hand menu, enter the request amount and click Next
3. Send the request via SMS, Email and other social media or online messaging apps as a link
Payment Request is initiated after accessing Merchant Portal or mPOS through access codes provided by the Bank. Payment for a payment request can be initiated by a customer through their digital wallet or card.
All card payments are 3D Secure, which requires customers to authenticate their cards using One Time Password (OTP) or any other form of authentication method approved by their card issuing Bank.
To complete a transaction from digital wallet, customer is required to access their registered digital wallet.
Transaction can be viewed from Merchant Portal and mPOS “Transactions” tab as PENDING. Once the customer completes payment, transaction status gets updated in real-time to CONFIRMED. Additionally, you'll get an email alert.
This is the date at which the Payment Request link will expire. After this date the customer cannot make payment through the link. Transaction will be updated as CANCELLED in “Transactions” tab for expired requests.
American Express, Visa, Mastercard, Wechat, Union Pay, as well as digital wallets MobilePay, Ali Pay, Apple Pay and Google Pay is accepted through BML Merchant Portal.
Once a successful transaction is processed it cannot be canceled. It is merchant’s responsibility to be vigilant in taking payments. However, if a cancelation has to be made please contact the us via email [email protected] or on 3330200 or send an SMS to (+960) 7990200 / (+960) 9990200.
QR Code is a Quick Response code which directs customers to a secure Checkout Portal to complete payment. Your customers can scan the QR Code and pay with BML MobilePay, Google Pay, Apple Pay, Ali Pay, WeChat and UnionPay.
Static QR
Static QR is a pre-printed QR that can be displayed at merchant locations. Ideal for take away bakeries, busy restaurants and retail shops, customers scan the QR code and enter the payment amount to complete transactions.
Dynamic QR
Dynamic QR codes are generated on mPOS or POS Terminals after entering the transaction amount. When the QR is scanned, the transaction amount is displayed for customers to pay through the BML MobilePay app or other digital wallets.
QR Code is a Quick Response code which directs customers to a secure Checkout Portal to complete payment, so you don't need to share your bank details. BML customers can complete QR Code transactions through BML MobilePay and other digital wallets such as Google Pay, Apple Pay, WeChat Pay, Union Pay and Ali Pay.
There are 2 types of QR; Static QR and Dynamic QR.
Static QR is a pre-printed QR that is provided to merchants to be displayed at merchant location. When customer scans the QR, they will be prompted to enter amount and complete transaction.
Dynamic QR is generated on POS Terminal Merchant Portal and mPOS. This QR is transaction based; ie; merchant generated QR after entering transaction amount on POS Terminal Merchant Portal and mPOS. When customer scans the QR, transaction amount is displayed on approval message displayed to customer on MobilePay or other digital wallets.
New Merchants registering for BML Merchant Services can register by submitting Merchant Application form available from our website.
Existing BML Merchants are required to submit Merchant Application form, authorization letter along with where applicable board resolution. No other additional documents are required. Once registered, access codes will be emailed to the email address provided to the Bank. You can download Merchant Application form, sample authorization letter and board resolution from below.
1. Press 1 Sale
2. Enter transaction amount
3. Press Enter to go to Insert Card screen
4. Press upper left button of POS Terminal “Scan to Pay”
5. QR Code will be displayed on terminal
1. Open mPOS application
2. Enter transaction amount or select customer products
3. Press Charge
4. Chose which digital wallet customer wishes to complete transaction with
5. QR Code will be displayed on screen
Scan the QR using your phone camera and you will be routed to BML MobilePay to complete payment with default card in BML MobilePay application or select preferred card to complete transaction and select “Scan QR” and scan the QR.
For Dynamic QR generated from POS Terminal, the terminal will print transaction receipt once transaction is completed.
When Dynamic QR is generated from mPOS, transaction can be viewed from Merchant Portal and mPOS “Transactions” tab as PENDING. Once the customer completes payment, transaction status gets updated to CONFIRMED. Additionally, you'll get an email alert. For Static QR transactions, merchant will receive an alert with successful transaction details on the number and email registered at the Bank. Additionally, Static QR transactions are updated in Merchant Portal & mPOS
Once a successful transaction is processed it cannot be cancelled. It is merchant’s responsibility to be vigilant in taking payments. However, if a cancelation has to be made please contact the Bank via email [email protected] or on 3330200 or send an SMS to (+960) 7990200 / (+960)
9990200.
All registered businesses can apply for BML Merchant Portal and BML mPOS, including, sole traders, SME’s, companies and online businesses.
Dynamic QR can be processed via BML MobilePay as well as other international digital wallets like Ali Pay, WeChat Pay, Union Pay, Apple Pay and Google Pay.
Static QR can be processed via BML MobilePay and Ali Pay.
To process a refund, please submit a request to the Bank with details of transaction that has to be refunded.
Please contact us via email [email protected]or on 3330200 or send an SMS to (+960) 7990200 / (+960) 9990200.
Yes, POS Terminal can generate QR code on screen