Internet Banking Appointment Portal USD Booking BML Rewards Gift Card Merchant Portal Kindly by BML
BML Islamic

Real Estate Financing

Develop property and invest anywhere in the country with our Shariah compliant Real Estate Financing based on the concept of Diminishing Musharakah.

This facility can be used to build, renovate, extend and refurbish property for commercial use or for leasing, and can also be used to refinance existing Real Estate loans/ finance facilities taken from BML or from other institutions for the same purpose.

Key features

   30% equity: 11% p.a.

   40% equity: 10.75% p.a.

   50% equity: 10.50% p.a.



Real Estate Financing can be utilized for the construction of:


Am I eligible?


Applicable fees


How do I apply?

If you are in Male', you can make an appointment through our Booking Portal and arrange a time to visit our BML Islamic Male Branch located in Male.

If you are in the below listed area, take a token through QueueBee to visit the relevant branch to submit BML Islamic Real Estate Financing application form along with the required documents.

Once an appointment is successfully made, you will receive an SMS with your appointment time to visit the Bank. If the appointment slots for the day are full, please try again for the next working day.

Appointments can be made from 8am on the day before each working day.

If you are residing in any other island, visit the nearest branch and submit BML Islamic Real Estate Financing Application form along with required documents.

Our BML Islamic Male’ Branch and Branches outside Male’ are open from 8:30am to 2:00pm, Sundays to Thursdays (except public holidays).


Useful downloads

BML Islamic Real Estate Financing Application Form English / Dhivehi
FAQ- BML Islamic Real Estate Financing Dhivehi