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BML Islamic

Personal Financing

Shari’ah compliant Cash financing option available for personal use

Personal Financing

Get unsecured financing for your personal financing needs with our Shari’ah complaint Personal Financing facility. Our product is designed to offer you financing for goods purchased via Authorized Dealers or just cash based on your requirement. 

Key features

*Instant approval of facility is applicable for BML Islamic Personal Financing -Cash Financing requests where the individual has received their salary consecutively for 12 months via BML payroll service and has maintained a satisfactory credit history with us.

To check your expected credit limit login to BML Internet Banking


Refinancing Criteria

Am I eligible?

How to determine the Maximum Unsecured Exposure?

For every individual credit facility that can be availed without security are as follows:


How do I apply?


Useful downloads

FAQ - BML Islamic Personal Financing Dhivehi
BML Islamic Authorized Dealers Agreement English
Sample Board Resolution For BML Islamic Authorized Dealers Agreement English
Schedule of Charges - BML Islamic English / Dhivehi
BML Islamic Personal Financing - Checklist Dhivehi
BML Islamic Authorized Dealers List English
Personal Financing Repayment Tier Table English
BML Islamic Personal Financing Application form Dhivehi
FAQ - Instant Financing Dhivehi