Bank of Maldives

BML Islamic

Credit Cards

Key features

All our credit cards have the following features to help you stay in control:

Instant credit card limit approval*
Secure and convenient way to pay, anywhere in the world.
Choice of ways to manage your account - online, by phone or at a branch
Keep track of your money with Internet Banking and Mobile Banking App
Cash Advance: Get cash quickly when you need it
Balance Transfer- option to transfer you existing credit cards outstanding balance to your new card
24/7 customer support

You can enjoy up to 51-days charge free and minimum payment requirement of 5% of your monthly balance.

*Instant approval of credit card limit is applicable for individuals who has received their salary consecutively for 12 months via BML payroll service and has maintained a satisfactory credit history with us.

To check your expected Credit Limit Login to BML Internet Banking.

BML Islamic Visa Signature

Comes with complimentary Priority Pass for airport lounge access worldwide to the cardholder and guests as well as travel takaful.

Credit Limit: Above USD 25,000
Actual Management Charge (AMC)
Tier I: 2% per month for Cardholders who promptly settle the Minimum Monthly due for 12 consecutive months.
Tier II: 2% + MVR 65 or USD 5 per month for Cardholders who do not fall within the above category.
Joining Fee: USD 90
Annual Fee: USD 150
Supplementary / Additional Card Annual Fee: USD 90

You may use your credit card up to the maximum card limit for local purchases.

Existing Visa Credit Card holders can opt to change their card for a USD card via Internet or Mobile Banking. You can also apply for a new card online and use without any foreign spend limit restriction.

BML Islamic Visa Platinum

Comes with complimentary Priority Pass for airport lounge access worldwide to the cardholder as well as travel takaful.

Credit Limit: USD 5,000 to USD 24,999
Actual Management Charge (AMC)
Tier I: 2.5% per month for Cardholders who promptly settle the Minimum Monthly due for 12 consecutive months.
Tier II: 2.5% + MVR 65 or USD 5 per month for Cardholders who do not fall within the above category.
Joining Fee: USD 60
Annual Fee: USD 100
Supplementary / Additional Card Annual Fee: USD 60

You may use your credit card up to the maximum card limit for local purchases.

BML Islamic Visa Gold

Credit Limit: USD1,500 to USD5,000
Actual Management Charge (AMC)
Tier I: 2.65% per month for Cardholders who promptly settle the Minimum Monthly due for 12 consecutive months.
Tier II: 2.65% + MVR 65 or USD 5 per month for Cardholders who do not fall within the above category.
Joining Fee: USD 30
Annual Fee: USD 55
Supplementary / Additional Card Annual Fee: USD 30
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards.

You may use your credit card up to the maximum card limit for local purchases

BML Islamic Visa Classic

Credit Limit: Below USD 1,500
Actual Management Charge (AMC)
Tier I: 2.85% per month for Cardholders who promptly settle the Minimum Monthly due for 12 consecutive months.
Tier II: 2.85% + MVR 65 or USD 5 per month for Cardholders who do not fall within the above category.
Joining Fee: USD 15
Annual Fee: USD 35
Supplementary / Additional Card Annual Fee: USD 15
A new temporary limit of USD 750 per month has been implemented for foreign spend on credit cards.

You may use your credit card up to the maximum card limit for local purchases

BML Islamic American Express Platinum

Comes with a complimentary Priority Pass for airport lounge access worldwide to the cardholder as well as travel takaful.

Credit Limit: MVR 76,050 to MVR 380,249
Actual Management Charge (AMC)
- Tier I: 2.5% per month for Cardholders who promptly settle the Minimum Monthly due for 12 consecutive months
- Tier II: 2.5% + MVR 65 per month for Cardholders who do not fall within the above category
Joining Fee: MVR 900
Annual Fee: MVR 1500

You may use your credit card up to the maximum card limit for local purchases

Apply Online

BML Islamic American Express Gold

Credit Limit: Above MVR 22,000
Actual Management Charge (AMC)
- Tier I: 2.65% per month for Cardholders who promptly settle the Minimum Monthly due for 12 consecutive months.
- Tier II: 2.65% + MVR 65 for Cardholders who do not fall within the above category
Joining Fee: MVR 500
Annual Fee: MVR 800

You may use your credit card up to the maximum card limit for local purchases

Learn More

BML Islamic American Express Green

Credit Limit: up to MVR 22,000
Actual Management Charge (AMC)
- Tier I: 2.85% per month for Cardholders who promptly settle the Minimum Monthly due for 12 consecutive months
- Tier II: 2.85% + MVR 65 per month for Cardholders who do not fall within the above category.
Joining Fee MVR 200
Annual Fee MVR 450

You may use your credit card up to the maximum card limit for local purchases

BML EasyPay

With our American Express credit cards, you can also take advantage of our easy installment plan EasyPay to pay for goods in installments at participating merchants.

Learn More

BML Rewards

BML Rewards is Bank of Maldives rewards platform where you earn points for using your credit cards for purchases. If you have an active BML Islamic Credit Card, you are automatically enrolled to the BML Rewards program.

Learn More

Additional BML Islamic Credit Card Benefits

This is a card that lives up to your lifestyle with exclusive offers deals on travel, lifestyle, shopping and more.

Enjoy offers and benefits

Travel Takaful for credit cardholders

Our travel Takaful plans are designed to meet the unique needs of our customers.

We offer travel Takaful for our credit card customers.

Learn More

Useful downloads

BML Islamic - Credit Card Application Form	English
BML Islamic - Credit Card Supplementary Application Form	English
BML Islamic - Credit Limit Increase Application Form	English
BML Islamic - Card Transaction Dispute Form	English
FAQ - BML Islamic American Express Credit Card	English
FAQ - BML Islamic USD Visa Credit Card	English