Fire Insurance

What can be insured?

• Building(s) including Permanent Fixtures and Fittings
• Loss of Rent
• Furniture
• Stock and Materials in Trade
• Plant and Machinery
• Architects and Surveyors Fees
• Removal of Debris

What can be covered?

Loss or Damage caused by:

• Fire
• Lightning
• An explosion of gas (used for domestic purpose only)

Additional Perils that can be covered upon request:

Loss or Damage caused by:

• Explosion
• Riot and Strike
• Malicious damage
• Flood
• Damage/Loss due to bursting or overflowing of water tanks, apparatus or pipes
• Impact Damage by road vehicles
• Earthquake, Volcanic Eruption, Hurricane, Tidal Waves, Cyclone, Typhoon, Tsunami, Windstorm and Flood arising there from
• Aircraft including other aerial devise & articles dropped there from

Optional cover that can be extended upon request:

• Loss or damage to the property described due to theft by forcible and violent entry or exit

Minimum details to get a quote

• Insured Details
• Building Name and Location
• No. of floors and built-up area of the building
• Breakdown of contents to be insured
• Most recent photographs of the risk to be insured

How to claim?

Inform Allied Insurance Company immediately after the incident by:

• Calling customer care toll-free number 1600, or
• Emailing to [email protected]

How do I apply?

For any additional queries related to any of the insurance products please contact the nearest BML branch or BML Contact Centre.

Important instructions

1. Insured should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, a collision involving a third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. Repair works should be carried out with our approval

4. All damaged items should be preserved for inspection

5. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from us

Note:
The information mentioned above are non-exhaustive. Please refer to the policy contract for the full list of cover and exclusions under this policy