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Retailers' Loan

You can get up to 3 times the monthly POS sales average as a Retailer’s Loan for business requirements, whether it’s to meet every day needs or to fund your business expansion.

Key Features

Repayment period

• Customers can use the loan funds to pay for imports via BML’s Swift Transfer or Letter of Credit without having to provide USD for the transaction, subject to availability


For loan amounts below MVR500,000

For loan amounts above MVR500,000

Eligibility Criteria


Applicable Fees:


How to Apply?

If you are in Male’ you can make an appointment through our Booking Portal and arrange a time to visit our Business Centre located in Male. If you are in the below listed area, take a token through QueueBee to visit the relevant branch to submit the Retailer's Loan application form along with required documents.

Once an appointment is successfully made, you will receive an SMS with your appointment time to visit the Bank. If the appointment slots for the day are full, please try again for the next working day.

Appointments can be made from 12am on the day before each working day.

If you are residing in any other island, visit the nearest branch and submit Retailer's Loan application form along with required documents.

Our Business Centre and branches are open from 8:30am to 2:00pm, Sundays to Thursdays (except public holidays)


Loan calculator

Retailers' Loan (unsecured)

Loan Amount
MVR
Repayment Period
Months
Monthly Repayment

Please note that this is an estimate, and may differ from the actual repayment amount.

loan calculator

Retailers' Loan (secured)

Loan Amount
MVR
Repayment Period
Months
Monthly Repayment

Please note that this is an estimate, and may differ from the actual repayment amount.

Useful downloads

Cash flow statement English
Sample Board Resolution for Retailer's Loan - Secured English
Sample Board Resolution for Retailer's Loan - Unsecured English