Karl has over 36 years of experience leading Retail and Corporate banks at Executive and Board level in the Middle East, Africa, Indian Oceans and the United Kingdom. He was previously CEO of Al Ahli Bank of Kuwait in United Arab Emirates.
Karl joined Al Ahli Bank of Kuwait as the General Manager of its International Banking division in 2010 where he oversaw a wide corporate portfolio before being appointed as CEO of their UAE operations in 2017. Prior to joining Al Ahli Bank of Kuwait, Karl held the position of Regional Corporate Director at Bank Muscat International Bank in Bahrain and was responsible for its Corporate, Commercial, SME and Islamic banking propositions. Karl was also the Regional Managing Director, Indian Oceans at Barclays Bank Mauritius.
Karl has held Executive Directorships at Barclays Bank Tanzania as well as non-Executive Directorships in various institutions including Money on Demand, Barclays Leasing and Barclays Bank Seychelles.
Karl is an Associate of the Chartered Institute of Bankers (South Africa), holds a Bachelor’s Degree in Accounting Science from the University of South Africa and has completed executive programs in France, Switzerland and South Africa.
Mr. Nandana Senevirathne joined the Bank as Finance Director in January 2014.
Mr. Nandana has over 20 years of experience in the financial services sector in banks, leasing and insurance companies. Prior to joining Bank of Maldives, he was Chief Financial Officer of AIG Insurance Limited, Sri Lanka. He has also worked for KPMG Maldives.
Mr. Nandana holds a BSc. in Accountancy and Financial Management from University of Sri Jayawardenapura, Sri Lanka. He is an Associate Member of the Institute of Chartered Accountants, Sri Lanka
Ms. Sahar Waheed joined the Bank in 2006. She became People & Change Director in 2014.
Ms. Sahar has 15 years of experience in banking and prior to her appointment as People and Change Director, she served as Head of Strategic Planning and Change Management and as Deputy Manager, Credit Department.
Ms. Sahar holds a BSc. in Economics and Economic History from the London School of Economics and Political Science, United Kingdom, and a Chartered Banker professional qualification from the Asian Institute of Chartered Bankers.
Ms. Rashfa Jaufar joined the Bank in 2004. She became Credit Director in 2014.
A credit risk management professional, during her tenure Ms. Rashfa has fulfilled the roles of Acting Chief Credit Officer, Manager, Credit Department and Head of Credit.
Ms. Rashfa holds a Master of Arts in Accountancy – Political Economy from the University of Aberdeen, Scotland.
Mr. Adly Ahmed Didi joined the Bank in 1997.
With over 25 years of experience in the field of Information Technology, Mr. Adly started his career in the Bank as Manager, Information Technology. He also served as Head of Information Technology before joining the Bank’s executive committee as Technology Director in 2014.
Mr. Adly holds a Bachelor of Engineering degree from Staffordshire University, UK.
Ms. Aishath Zamra Zahir joined the Bank as Marketing Director in April 2015.
Ms. Zamra has over 16 years of experience in marketing and communications. Prior to joining Bank of Maldives, Ms. Zamra worked at Ooredoo Maldives as Head of Marketing Communications where she was responsible for the management and coordination of all communications, advertising and public relations.
Ms. Zamra holds a Master’s Degree in Public Relations from Bournemouth University, UK.
Ms. Fathimath Manike joined the Bank in 1982.
She became Development Banking Director in August 2018. Ms. Fathimath has extensive knowledge and experience in the banking industry, gained through a career spanning over 39 years. She has previously served the Bank at Assistant General Manager level and has held responsibility for areas such as Development Banking, Human Resources and Operations. She was the Islamic Banking Director before her appointment to the current role.
Mr. Gary Laughton joined the Bank in January 2020.
Mr. Gary has over 35 years of extensive risk management and banking experience in corporate, commercial and private client banking. Prior to joining the Bank, he held the position of Chief Credit Officer at Investec Bank Plc, London.
Mr. Gary holds a Master of Leadership (MBL) degree, Bachelor of Commerce (Bcom) degree, in addition to the professional qualifications which includes CAIB (Associate Diploma of the Institute of Bankers South Africa) and LIB (Licentiate Diploma in Commercial Banking) of the Institute of Bankers South Africa.
Ms. Gulnaz Mahir joined the Bank in February 2020.
Ms. Gulnaz has over 15 years’ experience in the field of customer experience management, digital transformation and revenue management. She most recently held the position of Head of Customer Care at Ooredoo Maldives.
Ms. Gulnaz holds a Master’s degree in Economics and Finance from the University of Bristol, UK
Mr. Nimal joined the Bank in 2003 as an Assistant at the Bank’s Main Branch. He became Director of Retail, Business & SME Banking in October 2020.
During the span of his career at the Bank, he has gained extensive knowledge and experience in multiple areas of banking. Nimal has held various positions in branch operations, customer services as well as in international banking and retail banking; and has been part of notable projects and change initiatives. Prior to his appointment as Director of Retail, Business & SME Banking, he held the position of Head of Retail Banking.
Mr. Nimal holds a Bachelor of Commerce in Accounting and Applied Finance from the University of South Australia. He is an Affiliate Member of, and holds a professional banker qualification from Asian Institute of Chartered Bankers.
Mr. Aseef joined the Bank in 2012 as a Relationship Manager. He became Director of Corporate Banking in October 2020.
During his 10 years at the Bank, he has developed his career within the Corporate Banking team, playing a vital role in managing the Bank’s vast corporate customer portfolio. Prior to his appointment as Director of Corporate Banking, he held the position of Head of Corporate Banking.
Mr. Aseef holds a Master’s Degree in International Accounting and Finance from the University of Birmingham, UK.
Ms. Aishath Samah joined the Bank in 2007. She became Director of Legal and Corporate Affairs in March 2021.
Ms. Samah has 14 years of experience in banking and prior to her appointment as Director of Legal and Corporate Affairs, she served as Head of Legal and Corporate Affairs and is holding the position of Company Secretary since 2009.
Ms. Samah holds a LL.M. in Democratic Governance and Rule of Law from the Claude W. Petit College of Law, Ohio Northern University, U.S.A.
Mr. Hassan Kalaam joined the Bank in 2013. He was appointed to the position of Director of Islamic Banking on 7th February 2022.
During his 8 years at the Bank, Kalaam has played a key role in contributing to the success of the Bank’s steadily growing Islamic Banking arm. Prior to his appointment as Islamic Banking Director, Kalaam held the position of Head of Islamic Banking.
Mr. Kalaam is a licensed Shari’ah Advisor and holds a Master’s Degree in Islamic Finance from INCEIF, Malaysia and is a Senior Associate member of Chartered Institute of Islamic Finance Professionals
Mr. Bishwajit Mazumder joined the Bank in April 2022.
Mr. Bishwajit has over 35 years of experience in Internal Auditing, Business Operations and Strategic Planning. Bishwajit has held chief audit positions in several banks and was most recently the Chief Internal Auditor of Ghazanfar Bank, Kabul.
He is a Certified Internal Auditor (CIA) from IIA, USA and a Chartered Accountant (ACA) from ICAI, New Delhi, India. He has a LLB from Calcutta University and also holds several relevant professional certificates including Certified Information Systems Auditor (CISA) and Certified Fraud Examiner (CFE) from USA.
Mr. Morgan Beanland joined the Bank in August 2023. He has over 22 years of experience in Banking, Business Operations, and Change Management. During his career, Morgan has held several leadership positions at Lloyds Banking Group and was most recently a Management Consultant for Capco, UK.
Morgan holds a Bachelor of Science degree from the University of Southampton and a Postgraduate Diploma in Management Studies from Nottingham Business School.
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