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Executive Management


Andrew John Healy

Chief Executive Officer & Managing Director


Mr. Andrew John Healy is Chief Executive Officer and Managing Director of the Bank. A career banker, Mr. Healy has over 18 years of executive banking experience, including at CEO and Board level.

Prior to joining Bank of Maldives, Mr. Healy worked for two international banking groups most recently as Irish CEO and Group Executive Committee member of Scandinavian Institution, Danske Bank Group. He has also worked for Royal Bank of Scotland Group in senior roles in both Ireland and the United Kingdom.

Mr. Healy has extensive experience in all aspects of banking. He has held a number of respected industry leadership positions including Chairman of the Northern Ireland Banking Association and President of the Institute of Banking in Ireland. He holds a first class Master’s degree in Business from University College Cork, Ireland and a Bachelor of Science degree in Financial Services from University College Dublin, Ireland. He is a Fellow of the Institute of Banking in Ireland and a Chartered Member of the UK Institute of Personnel and Development.



Aishath Noordeen

Deputy Chief Executive Officer


Aishath Noordeen joined the Bank in 1982. She became Deputy CEO in 2012 and served as a government appointed Director on the Bank’s Board of Directors from 2008 until February 2014.

Aishath has a career spanning over 30 years in the banking industry and has worked in numerous areas of the Bank. She has served the Bank as Acting CEO and Managing Director on two separate occasions.

Aishath has represented the Bank in various fora both locally and internationally and is extremely well known among the Maldives’ business community. She was instrumental in establishing the Bank’s award-winning international banking business.


Mohamed Shareef

Retail Banking Director


Mr. Mohamed Shareef joined the Bank in August 1995.He currently holds the position of Retail Banking Director. He has over 20 years of banking experience and has held various senior roles within the Bank.

Prior to his appointment as Retail Banking Director, he was the Operations Director. Mr. Shareef had filled the position of Head of Card Centre where he successfully led the development of the Bank’s fledgling card business.

Mr. Shareef holds a Master of Business Administration (Finance) degree from University of Manchester, United Kingdom.


Nandana Senevirathne

Finance Director

Nandana Senevirathne joined the Bank as Finance Director in January 2014. He has over 17 years of experience in the financial services sector in banks, leasing and insurance companies.

Prior to joining Bank of Maldives, Nandana was the Chief Financial Officer of AIG Insurance Limited, Sri Lanka. During his career, he also worked for four years at KPMG Maldives.

Nandana holds a BSc. in Accountancy and Financial Management from University of Sri Jayawardenapura, Sri Lanka and is an Associate Member of the Institute of Chartered Accountants of Sri Lanka.


Fathimath Manike

Islamic Banking Director


Fathimath Manike joined the Bank in 1982. She became Islamic Banking Director in 2012.

Fathimath has extensive knowledge and experience in the banking industry, gained through a career spanning over 30 years.

In January 2015, Bank of Maldives launched BML Islamic, a new division of the bank which will provide Islamic Banking services to people who wish to strictly adhere to Shari’ah principles in their financial dealings. Fathimath heads up this new division which will expand significantly over the coming years.


Sahar Waheed

People & Change Director


Sahar Waheed joined the Bank in August 2006.

Sahar has experience in a number of areas in the Bank and worked as Deputy Manager, Credit Department and Head of Strategic Planning & Change Management before being appointed to her current role.

Sahar holds a BSc. in Economics and Economic History from the London School of Economics and Political Science, United Kingdom.


Rashfa Jaufar

Credit Director

Rashfa Jaufar joined the Bank in January 2004.

During her tenure, Rashfa has worked in various credit-related roles including Manager, Credit Department and Head of Credit.

Rashfa holds a Master of Arts in Accountancy and Political Economy from the University of Aberdeen, Scotland.


Adly Ahmed Didi

Technology Director


Adly Ahmed Didi

Adly Ahmed Didi joined the Bank in August 1997.

With over 17 years of experience in the field of Information Technology, Adly started his career at the Bank as Information Technology Manager of IT. Prior to his current position, he served as the Head of Information Technology.

Adly holds a Bachelor of Engineering from Staffordshire University, United Kingdom.


Aishath Zamra Zahir

Marketing Director



Aishath Zamra Zahir joined the Bank in April 2015.

Prior to joining Bank of Maldives, Zamra worked at Ooredoo Maldives as Head of Marketing Communications where she was responsible for the management and coordination of all communications, advertising and public relations.

Zamra holds a Masters Degree in Public Relations from Bournemouth University, United Kingdom.


Kuldip Paliwal

Corporate Banking Director


Kuldip Paliwal joined the Bank in January 2016.

A Career Banker with over 17 years of experience in the field of Consumer & Commercial Banking, Kuldip has worked in senior roles in a number of Banks in India such as Citibank, IDBI Bank and ICICI Bank. Prior to joining Bank of Maldives, Kuldip was the Business Head of Corporate & Investment Banking at Exim Bank, Tanzania in Africa.

He is a qualified Banker with diversified functional expertise in the Corporate & Investment Banking, Consumer Banking, Credit management, Client management, Business Compliance and controls, Sales & Distribution, Wealth Management, Structured Trade finance & Forex, Branch Operations Management, Customer Services and advisory services.

Kuldip holds a Master of Business Economics (Finance) from D.A.University, Indore, India, Master of Science (Statistics) and Bachelor of Science (Statistics & Mathematics) from University of Allahabad, India. He holds professional charters such as Certified Associate of Indian Institute of Bankers (CAIIB) , Certificate in KYC/AML from India and Certified Fraud Examiner (CFE) from USA, he also attended a workshop in Leadership & Networking at University of Chicago ( Singapore Campus).