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Bank Of Maldives

Executive Management

Timothy Sawyer

CEO and Managing Director

Mr. Timothy Sawyer joined the Bank in July 2019. He has over 30 years of international experience in financial services, including 20 years at Executive and Board level. Prior to joining Bank of Maldives, he was the Chief Investment Officer at Innovate UK, the investment arm of the UK Government.

Prior to Innovate UK, Mr. Sawyer was the CEO of Start Up Loans, where for his services to the UK industry in developing small businesses and entrepreneurs, was awarded Commander of the Most Excellent Order of the British Empire (CBE) by Queen Elizabeth.

Mr. Sawyer has also had the honor of leading several financial institutions including Cahoot and Kent Reliance, and was the Chairman at Banque Dubois of Switzerland as well as Folk2Folk, a lending organization based in UK.

Mr. Sawyer holds first class honors in Master of Arts in History from the University of Oxford, UK. He is an Associate of Chartered Institute of Bankers.

Aishath Noordeen

Deputy Chief Executive Officer

Ms. Aishath Noordeen joined the Bank in 1982. She is currently Deputy CEO.

Ms. Aishath has a career spanning over 30 years in the banking industry and has worked in numerous areas of the Bank. She has served as Acting CEO and Managing Director on three separate occasions and was a government-appointed director on the Bank’s Board of Directors from 2008 until 2014. Ms. Aishath was In-charge of the Bank in 2019 until Mr. Timothy Sawyer was appointed as the CEO in July 2019.

Ms. Aishath was instrumental in establishing the Bank’s award-winning international banking business.

Kuldip Paliwal

Director of Business

Kuldip Paliwal joined the Bank in January 2016. He is currently Director of Business with responsibility for Retail, SME and Corporate Banking.

Kuldip is a career banker with around 20 years of experience in the field of Consumer, Commercial and Corporate Banking. He has worked in senior roles in a number of banks in India such as ICICI Bank, IDBI Bank & Citibank. Prior to joining Bank of Maldives, he was Head of Corporate & Investment Banking at Exim Bank, Tanzania. 

Kuldip holds a Master of Business Economics (Finance) from D.A. University, Indore, India, a Master of Science (Statistics) from University of Allahabad, India and a Bachelor of Science (Statistics & Mathematics) from University of Allahabad, India. He is a Certified Associate of the Indian Institute of Bankers.

Nandana Senevirathne

Finance Director

Mr. Nandana Senevirathne  joined the Bank as Finance Director in January 2014. 

Mr. Nandana has over 20 years of experience in the financial services sector in banks, leasing and insurance companies. Prior to joining Bank of Maldives, he was Chief Financial Officer of AIG Insurance Limited, Sri Lanka. He has also worked for KPMG Maldives. 

Mr. Nandana holds a BSc. in Accountancy and Financial Management from University of Sri Jayawardenapura, Sri Lanka. He is an Associate Member of the Institute of Chartered Accountants, Sri Lanka.

Harithirtham Vijayabalan

Chief Internal Auditor

Mr. Harithirtham Vijayabalan  joined the Bank as Chief Internal Auditor in May 2016. 

Mr. Vijayabalan has over 30  years of experience in auditing. Prior to joining Bank of Maldives, he worked at Niche Finance Services Company, Oman as Head of Internal Audit. He has held senior management positions in companies such as HSBC Bank, Oman, DCB Bank, India, ICICI OneSource Solutions Ltd, India and Reserve Bank of India. 

Mr. Vijayabalan holds a Master  of Business Administration degree from University of Cochin, India and a Bachelor of Science degree from Madras Christin College, India. He is a Certified Internal Auditor, Certified Internal Information System Auditor and a Certified Associate of the Indian Institute of Bankers.

Sahar Waheed

People & Change Director

Ms. Sahar Waheed joined the  Bank in 2006. She became People & Change Director in 2014. 

Ms. Sahar has 13 years of  experience in banking and prior to her appointment as People and Change Director, she served as Head of Strategic Planning and Change Management and as Deputy Manager, Credit Department. 

Ms. Sahar holds a BSc. in Economics and Economic History from the London School of Economics and Political Science, United Kingdom, and a Chartered Banker professional qualification from the AsianInstitute of Chartered  Bankers.

Rashfa Jaufar

Credit Director

Ms. Rashfa Jaufar joined the  Bank in 2004. She became Credit Director in 2014. 

A credit risk management professional, during her tenure Ms. Rashfa has fulfilled the roles of Acting Chief Credit Officer, Manager, Credit Department and Head of Credit. 

Ms. Rashfa holds a Master of  Arts in Accountancy – Political Economy from the University of Aberdeen, Scotland.

Adly Ahmed Didi

Technology Director

Mr. Adly Ahmed Didi joined the Bank in 1997.

With over 20 years of experience in the field of Information Technology, Mr. Adly started his career in the Bank as Manager, Information Technology. He also served as Head of Information Technology before joining the Bank’s executive committee as Technology Director in 2014.

Mr. Adly holds a Bachelor of Engineering degree from Staffordshire University, UK.

Aishath Zamra Zahir

Marketing Director

Ms. Aishath Zamra Zahir joined the Bank as Marketing Director in April 2015.

Ms. Zamra has over 15 years of experience in marketing and communications. Prior to joining Bank of Maldives, Ms. Zamra worked at Ooredoo Maldives as Head of Marketing Communications where she was responsible for the management and coordination of all communications, advertising and public relations.

Ms. Zamra holds a Master’s Degree in Public Relations from Bournemouth University, UK.

Fathimath Manike

Development Banking Director

Ms. Fathimath Manike joined the Bank in 1982. She became Development Banking Director in August 2018.

Ms. Fathimath has extensive knowledge and experience in the banking industry, gained through a career spanning over 30 years. She has previously served the Bank at Assistant General Manager level and has held responsibility for areas such as Development Banking, Human Resources and Operations. She was the Islamic Banking Director before her appointment to the current role.

Gary Laughton

Chief Risk Officer

Mr. Gary Laughton joined the Bank in January 2020.

Mr. Gary has over 33 years of extensive experience in corporate, commercial and private client banking. Prior to joining the Bank, he held the position of Chief Credit Officer at Investec Bank Plc, London.

He holds Master of Leadership (MBL), Bachelor of Commerce (Bcom), in addition to the professional qualifications which includes CAIB (Associate Diploma of the Institute of Bankers South Africa and LIB (Commercial Banking Licentiate Diploma in Commercial Banking) – The Institute of Bankers South Africa.

Suri Hanim Mohamed

Islamic Banking Director

Ms. Suri Hanim Mohamed joined the Bank in January 2020. 

Ms. Suri has over 19 years of senior leadership experience in setting up and managing new Islamic Banking business units. She was previously a consultant in Tawafuq Consultancy Sdn Bhd, Malaysia and she has also held the position of Chief Executive Officer and Executive Director of the Association of Islamic Banking and Financial Institutions Malaysia. 

She holds Master of Islamic Financial Practice from the International Centre for Education in Islamic Finance (INCEIF), Malaysia.

Gulnaz Mahir

Director of Customer Service

Ms. Gulnaz Mahir joined the  Bank in February 2020. 

Ms. Gulnaz has over 13 years’ experience in the field of customer experience management, digital transformation and revenue management. She most recently held the position of Head of Customer Care at Ooredoo Maldives. 

Ms. Gulnaz holds a Master’s degree in Economics and Finance from the University of Bristol, UK.

Laura Jamieson

Director of Operations

Ms. Laura joined the Bank in  March 2020. 

Ms. Laura has over 30 years of experience in retail financial services and is an industry specialist in customer experience, operations and business transformation. 

Ms. Laura has held senior management positions in financial services including Barclays Bank, Ivobank Ltd and Santander in UK. She was most recently a Transformation Programme Director for Anglian Water where she led a large scale operations and IT transformation programme. 

She holds a Master of Business Administration degree from University of Bradford, UK.