Business 2

Real Estate Loan

Our Real Estate Loan presents you with the rewarding opportunity to invest in real estate business. It offers you unlimited financial options that are flexible enough to be used in a broad spectrum of real estate.

Real Estate Loan can be utilized for the construction of:

  • Residential housing
  • Flats/Apartments/Row Houses
  • Condominiums
  • Office Premises
  • Purchase a land and build a house

Key Features

  • Invest and construct residential/commercial buildings in any location in the Maldives
  • Interest rate: 12%
  • Equity: 30%
  • No deposit required
  • Loan amount from MVR 50,000 to MVR 150,000,000
  • Longer/flexible grace period up to 18 months
  • Repayment period up to 15 years


  • Individuals, businesses, companies and other institutions
  • Maldivians aged between 18 – 60 years
  • Borrower must have a consent agreement with the land owner where land is owned by a third party
  • Borrower should be a BML Customer with at least 12 month account operation

Useful Downloads

Application Form

Financial Statement Samples


General Terms and Conditions for Credit Facilities (Dhi / Eng)

How to apply

Submit a duly completed Real Estate Loan Application Form to any of our branches. For any assistance, please contact us or meet our customer service representatives at the branches.