Business 2


An overdraft facility provides extra flexibility when you need it most. It is an ideal way to handle those short-term changes in the cash flow and avoid unnecessary charges for being over your limit. Once you have this credit facility on your current account, you can overdraw up to an agreed limit and use your overdraft for any purpose.

Key Features

  • Available for Business Current Account
  • Affordable interest rates
  • Insurance is required
Interest Rate: Base rate + up to 5 % p.a 9.5 – 14 %
Maximum availed amount Unlimited Unlimited
Unauthorised Overdrawing Normal lending rate plus 5% p.a. Normal lending rate plus 5% p.a.

Note: A penalty charge of 5% p.a. above the approved interest rate will be levied on excess on overdraft accounts.

How to apply

Contact us to make an appointment with a Loan Officer and explain your requirements, and submit an application form along with the supporting documents:

Information Form for SME Banking Customers in case you have not submitted this form or information provided needs to be updated.

  • Request letter in the name of borrower
  • Board resolution
  • Certificate of registration
  • Memorandum of Association
  • Articles of Association
  • Latest share position
  • Details of liabilities
  • Background information

Need to contact a branch?

Find out the contact details of the branch closest to you.

Important Information

You can keep track of your account via Internet Banking, Mobile Banking App or through monthly statements to avoid excess on overdraft accounts.

General Terms and Conditions for Credit Facilities (Dhi / Eng)