Loan Products

Bank of Maldives offers various types of loan credit facilities to help you get started, grow and manage your business.

Working Capital Finance

The BML Working Capital Finance Facility provides businesses with easy access to finance to meet their working capital needs. Under this facility, Term financing facilities, Overdrafts, Bank Guarantees, and Trade Financing is available.

BML Guest House Loan

Our Guesthouse Loan presents you with the opportunity to invest and expand into Guest House business across the country. It offers you financial options from construction of guest to working capital for houses/ hotels

Business Development Loan

Our Business Development Loans can support you financially when you need cash for working capital, refurbishment, and property development or just buy new machinery or equipment.

Retailers' Loan

BML Retailers loan is targeted for Small and Medium Enterprises (SMEs) to enable further expansion of their businesses. The loan is specifically designed and tailored to meet the everyday challenge of access to funds for the growth of the business.

Real Estate Loan

Our Real Estate Loan is for investing in the real estate business, offering unlimited financial options that are flexible enough to be used in a broad spectrum of real estate.

How can we assist you?

For more information on our loan products for businesses simply contact your Relationship Manager.

General Terms and Conditions for Credit Facilities (Dhi / Eng)

Our commercial loans can support businesses to expand the current business, purchase of assets and finance operational expenses.

Advantages:

Low equity contribution required
Flexible repayment period
Flexible collateral requirements
Customizable features and loans based on business requirements
Affordable interest rate