Annual and Quarterly Financial Reports
Financial Highlights
| Results for the year |
|
|
|
|
Gross Income |
979,849 |
909,399 |
8% |
|
Profit before Taxation |
360,732 |
479,112 |
-25% |
|
Provision for Taxation |
90,183 |
119,778 |
-25% |
|
Gross Dividend |
48,437 |
53,819 |
-10% |
|
|
|
|
|
|
At the year end |
|
|
|
|
Shareholders Funds |
1,345,565 |
1,128,835 |
19% |
|
Deposits from Customers |
6,971,772 |
5,830,516 |
20% |
|
Loans & Advances to Customers |
7,910,600 |
6,365,688 |
24% |
|
Total Assets |
10,165,135 |
8,603,707 |
18% |
|
|
|
|
|
|
Information per Ordinary Share |
|
|
|
|
Earnings (Basic) |
50.27 |
76.55 |
-34% |
|
Net Assets Value per Ordinary Share |
250 |
147 |
70% |
|
Market Value at the year end |
150 |
245 |
-39% |
|
|
|
|
|
|
Ratios |
|
|
|
|
Return on Average Shareholders’ Funds (%) |
21.9% |
41.8% |
-48% |
|
Return on Average Assets (%) |
2.9% |
5.0% |
-42% |
|
Year on Year Growth in Earnings (%) |
-32.8% |
34.4% |
-195% |
|
Year on Year Growth in Dividends on Ordinary Shares |
-10.0% |
195.0% |
-105% |
|
Dividend Cover on Ordinary Shares (Times) |
5.6 |
6.7 |
-16% |
|
|
|
|
|
|
Statutory Ratios |
|
|
|
|
Capital Adequacy - Tier I & II (%) - Minimum Required 8% |
15.24% |
15.20% |
0.2% |
|
NPA (%) |
18.4% |
1.2% |
1446% |