Savings account is a good option if you want to save money, perhaps for a holiday or further investment and personnel spending.

Depending on the account, if you have a balance above a minimum level you may be rewarded with higher rates of interest. Some savings accounts have a monthly fee with a limit on withdrawals, which means that you need to ensure you do not exceed the limit, so as to avoid fees for the 'excess withdrawals'.

Savings accounts can also be used for your day-to-day banking needs, as you can make deposits and withdrawals. 

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For Applicable Charges visit Schedule of Charges